Debt Settlement Program

There's a Clear Path Out of Debt.

If you owe $15,000 or more in credit card or unsecured debt, you may qualify for a program that helps you settle for less than you owe — without filing bankruptcy.

See If I Qualify

Free, no-obligation review. Takes less than 2 minutes.

No bankruptcy required

Settle for less than you owe

Process

How Clearpath Works

01

Tell Us About Your Debt

Answer a few quick questions about what you owe.

02

Get Matched With a Specialist

A debt relief expert reviews your situation and walks you through your options.

03

Start Your Path Forward

Build a personalized plan to resolve your debt — often without new loans or bankruptcy.

Why us

Why People Choose Clearpath

No Cost to Get Started

Your initial consultation is free, with no obligation.

Built for Real Debt Loads

Our program is designed for people carrying $15,000 or more in unsecured debt.

An Alternative to Bankruptcy

Explore settlement options before considering bankruptcy.

No Pressure, Just Answers

Answer a few questions and a specialist explains what's actually possible for you.

By the numbers

You're Not Alone

$18.8T

Total U.S. household debt

Up nearly 33% since 2019.

20%+

Typical credit card APR

The average household carries thousands in card debt.

#1

Common bankruptcy alternative

Debt settlement is one of the most explored options.

Source: Federal Reserve Bank of New York, Household Debt and Credit Report.

FAQ

Common Questions

Debt settlement is a process where a specialist negotiates with your creditors to resolve your debt for less than the full balance owed.

Get started

See If You Qualify in 60 Seconds

No cost. No obligation. A real person will follow up to walk you through your options.

🔒 Your information is secure and never sold to unrelated third parties.